Defence Doctoral Thesis

Examiners have different personalities, styles and levels of experience.

Sometimes a candidate may feel that a challenge is made in a confrontational way.

Resume: The three chapters of this thesis study households’ financial decisions over the lifecycle.

The first chapter focuses on the decision to become an entrepreneur, the second on the choice to invest in stock market and the third on the value of pension entitlements.

I find that the certainty equivalent of Social Security for working households is 46% lower than the sum of future cash flows discounted at the risk-free rate and negative for young households.

At the national scale, the risk-adjusted value of Social Security entitlements is 19.6 trillion dollars, which is 37% lower than the unadjusted value of 31 trillion dollars.

Examiners will seek to find and discuss weaknesses in all theses.

Do not interpret criticism as indication of a possible negative outcome.

Due to the excellent ability of supercapacitors to handle short peak power pulses with high efficiency along with their long lifetime and superior cyclability, their implementations range from small consumer electronics to electric vehicles and stationary grid applications.

Supercapacitors also have the potential to complement batteries to improve pulse efficiency and lifetime of the system, however, the cost of supercapacitors is a significant issue for large-scale commercial use, leading to a demand for sustainable, low-cost materials and simplified manufacturing processes.


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